NASBNATION.COM TERMS OF USE

Thank you for visiting this NASBNation.com web site (This site and all other Web sites owned or operated by NASB, its subsidiaries, and affiliates are collectively referred to as the "Site"). The following terms and conditions ("Terms and Conditions") govern your use of this Site. By accessing, viewing, or using the content, material, or services available on or through this Site, you indicate that you have read and understand these Terms and Conditions, and that you agree to them and intend to be legally bound by them. If you do not agree to these Terms and Conditions, you are not granted permission to use this Site and should exit immediately.

PROPRIETARY RIGHTS

NASB, its subsidiaries, and affiliates (collectively referred to as "NASB"), own or license the data, content, graphics, forms, artwork, and other material for this Site (the "Content"), as well as the selection, coordination, arrangement, and organization and enhancement of the Content (also, the "Content") for this Site. Except as indicated, this Site and Content are owned or licensed by NASB, and protected by United States Copyright Law. Any use, reproduction, or distribution of this Site or Content without NASB’s advance written consent is prohibited, except, however, you may download one temporary copy of these materials on any single computer, and you may print one copy of these materials for your use in learning about, evaluating, or acquiring NASB’s or its licensees' or licensors' services or products, provided that you include a complete copy of these Terms and Conditions.

TRADEMARKS

All trademarks, service marks, and logos (the "Marks") appearing on the Site are proprietary to NASB or its licensors. Marks not owned by NASB are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by NASB. Use or misuse of these Marks without advance written consent from NASB or the respective Mark's owner is expressly prohibited. Marks may not be used in connection with any product or service that is not the property of NASB, in any manner that is likely to cause confusion among customers as to source or sponsorship, or in any manner that disparages, tarnishes, dilutes, or discredits NASB. Further, the Marks used on this Site are the property of their respective owners and any mention on this Site should not be construed as a challenge to said Mark's status or ownership. Any rights not expressly granted herein are reserved.

OTHER SITES

This Site may, from time to time, contain links to other Internet Web sites for the convenience of users in locating information, products, or services that may be of interest. These sites and any other sites operated or maintained by third parties are operated or maintained by organizations over which NASB exercises no control, and NASB expressly disclaims any and all responsibility for the content, information, links, and other items, the accuracy and completeness of the information, and the quality of products or services made available or advertised on these third party sites. NASB does not control, endorse, promote, or have any affiliation with any other Web site unless expressly stated herein.

INFORMATIONAL PURPOSES ONLY

The information on this Site is for informational purposes only. No information, services, or materials offered by or through this Site shall be construed as or understood to be advice or recommendations. Opinions, where and when expressed, are subject to change without notice.

SITE CONTENT

You may not frame, capture, harvest, collect, or create hypertext or other links or connections to any part of the Site or Content without NASB’s advance written consent. While NASB endeavors to keep the Content, and other materials on, in, and through this Site up-to-date, NASB is not responsible for any errors or omissions in the Content or other materials. NASB is not responsible for the accuracy or completeness of the information, text, graphics, forms, links, advertisements, or other items contained within this Site. NASB may make changes to the Content, this Site, or the products or services made available in connection with this Site at any time, with or without notice, and makes no commitment to update any of these items.

COMMUNICATIONS WITH THE SITE

NASB welcomes your feedback and suggestions about how to improve our services, products, and this Site. By transmitting any suggestions, information, material, or other content (collectively, "User Content") to NASB, you automatically grant NASB the royalty-free, perpetual, irrevocable, transferable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, redistribute, transmit, perform, and display such User Content (in whole or part) throughout the universe and to incorporate it in other works in any form, media, or technology now known or later developed for the full term of any rights that may exist in such User Content, without any compensation. Accordingly, User Content must not contain any proprietary or confidential information. Further, NASB is free to use any ideas, concepts, know-how, techniques, and suggestions contained in any communications you send to this Site for any purpose whatsoever, including, but not limited to, creating and marketing products or services using such information.

PRIVACY POLICY

NASB has a Privacy Policy disclosing what information we collect about visitors, how we use such information, and the steps we take to secure such information. Click here to view the Privacy Statement, which is incorporated into these Terms and Conditions by reference, as if set forth fully herein. Please be advised that the confidentiality of any communication or material transmitted to NASB via the Site or Internet electronic mail cannot be guaranteed, including, for example, personal information such as your address or name. Alternatively, you may contact NASB.

SECURITIES INFORMATION

This Site and the information contained herein does not constitute an offer or a solicitation of an offer for the purchase or sale of any securities. This Site may contain information and press NASB disclaims any duty or obligation to update such information. To the extent that any information is deemed to be a "forward looking statement" as defined in the rules and regulations of the Securities Act of 1933, as amended, such information is intended to fit within the "safe harbor" for forward looking information and is subject to material risk factors which may or may not be disclosed herein.

DISCLAIMER OF WARRANTY AND LIABILITY

THIS SITE AND THE CONTENT ON AND MADE AVAILABLE THROUGH THIS SITE, AND THE SERVICES AND PRODUCTS OFFERED IN CONNECTION THEREWITH ARE MADE AVAILABLE ON AN "AS IS" BASIS ONLY. USE OF THIS SITE IS ENTIRELY AT YOUR OWN RISK. NASB MAKES NO REPRESENTATIONS OR WARRANTIES, AND HEREBY DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, WITH RESPECT TO THIS SITE AND THE CONTENT ON AND MADE AVAILABLE THROUGH THIS SITE, AND THE SERVICES AND PRODUCTS OFFERED IN CONNECTION THEREWITH, EXPRESS AND IMPLIED, WRITTEN AND ORAL, ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE OF TRADE, AND OTHERWISE, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, TITLE, QUALITY, SYSTEMS INTEGRATION, AND NON-INFRINGEMENT. ANY AND ALL INFORMATION PROVIDED BY NASB OR UNDER OR IN CONNECTION WITH THIS SITE IS PROVIDED WITH ALL FAULTS, AND THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY, AND EFFORT IS WITH YOU.

NASB shall not be liable for any direct, special, indirect, incidental, consequential, exemplary, extra- contractual, or punitive damages of any kind whatever, including, without limitation, lost revenues or lost profits that may or do result from the use of, access to, or inability to use this Site, the Content, or the products or services connected therewith, regardless of legal theory, whether or not any party had been advised of the possibility or probability of such damages, and even if the remedies otherwise available fail of their essential purpose. Under no circumstances will the total liability of NASB to you in connection with, based upon, or arising from this Site or your use of this Site exceed $100. Some jurisdictions do not permit the exclusion or limitation of liability for consequential or incidental damages, and, as such, some portion of the above limitation may not apply to you. In such jurisdictions, NASB’s liability is limited to the greatest extent permitted by law.